Unbelievable

I said I wouldn't believe it until the papers where signed and I'm glad I didn't. Two days before the close of our loan we hit another glitch!!! I just couldn't believe it. The processor from our Mortgage company called to let us know all we had to do to get the loan to go through was to lower our deductible on our homeowners insurance. She said that to offset the cost (because it would go MUCH higher) we could lower our coverage. ?!? Does that make sense to you? We were done. That was the last straw. I was just so frustrated with the whole refinance thing. I couldn't understand what was going on. We had fasted and prayed about it. Why was it still so difficult? Turns out it's because we aren't supposed to refinance, we are supposed to buy! I had one of those moments were you just feel the answer go through you and you get goosebumps. I took the idea to Brandon and he took some time to pray about it, then we looked over our finances and realized what we could get into. Now 4 bedroom house, here we come. Well, not quite yet. We need to sell this house for the right amount of money and find the right house. We need to decide what the most important features are in a home, land or neighborhood, one story or two. But in the near future, I plan to be blogging from a new home. Anyone need 3 bedrooms on .23 acres, just let me know! -P-